How to Manage Money Stress-Free & Build Wealth Without Working More With Money Coach Angie Ross
- 1 day ago
- 4 min read
Ever feel like no matter how much money you make, it just disappears? Or wonder how you'll ever be able to build wealth with your current income?
This week on my podcast What If It Is Possible? I sat down with Angie Ross, a Certified CashFlow Specialist and Money Coach, to discuss how to build wealth without working more, manage money stress-free, and create a system that works for you—no matter your income level.
I'll share the highlights from our conversation here, but I highly recommend listening to the full episode so you get all the nuggets of wisdom that Angie shared.
Why Making More Money Won’t Fix Your Cash Flow
One of the biggest misconceptions about money is that making more will solve financial problems. But as Angie explains, more money doesn’t necessarily mean more financial security or wealth. Many people fall into the trap of increasing their spending as their income grows, leaving them in the same cycle of financial stress.
Angie highlights the importance of cash flow management over just focusing on income. Without a plan, extra income often gets absorbed into lifestyle inflation rather than being put toward long-term financial security.
Not surprisingly, this can lead to financial stress and feeling that you're not good with money, which isn't true - you just haven't been taught how to manage it!
Angie's Anti-Budget System: A Smarter Way to Manage Money Stress-Free
Traditional budgeting can feel restrictive and overwhelming, leading many people to give up on it altogether. This is why Angie developed the Anti-Budget System, a simple but effective method to take control of finances without tracking every penny.
The key principles of her Anti-Budget System include:
✅ Prioritizing cash flow: Understanding where your money is going so you can make informed decisions.
✅ Automating finances: Setting up automatic transfers for savings and bills to remove decision fatigue.
✅ Focusing on long-term sustainability: Creating a system that works in real life, not just on paper.
This approach helps you manage money stress-free while still having flexibility in your spending.
How to Build Wealth Even If You Have Nothing Left at the End of the Month
If you’re living paycheck to paycheck, it might seem impossible to start saving.
Angie shares practical steps to shift from surviving to thriving financially, including:
✔ Starting small: Even small automated savings can build momentum.
✔ Identifying spending leaks: Reviewing transactions to find unnecessary expenses.
✔ Making intentional money decisions: Directing money toward priorities rather than letting it disappear.
✔ Embracing Value-Based Spending: Allocating money to things that truly matter rather than mindless purchases.
Building Wealth Without Working More & The Truth About Real Estate Investing
There are several ways to build wealth, which Angie dives into in the podcast episode.
One part of investing she's passionate about and has first-hand experience with is real estate investing. This is often seen as a passive income stream, but Angie provides a reality check.
While real estate can be a great financial move, it’s not always easy or truly passive. It requires time, effort, and unexpected costs that can cut into profits. She emphasizes that real estate should be approached with a solid financial plan, rather than as a quick fix.
Teaching Kids About Managing Money
Financial education starts early, and as a former financial educator at a high school level Angie shares ways parents can introduce money concepts to their children in a natural, engaging way.
Simple strategies include:
👶 Talking about money openly: Normalizing financial conversations in daily life. 💰 Teaching the value of saving: Encouraging kids to set aside money for future goals.
💸 Giving your kids a budget they can freely use. This helps them learn manage their own money early on.
Case Studies: Money Mistakes vs. Smart Money Moves
Throughout our conversation, Angie shared real-life examples of financial missteps and how to avoid them. Here's a quick summary of do's and don'ts:
🚫 What NOT to do:
Depending on credit cards for emergencies instead of having a safety net.
Increasing spending as income rises without a plan.
Avoiding financial planning due to overwhelm.
✅ Smarter approaches:
Creating an emergency fund, even if starting small.
Automating savings before spending.
Using a system that works consistently, without requiring constant effort.
Listen to the Full Episode for More!
If you’re ready to take control of your finances and reduce stress around money, this conversation with Angie Ross is a must-listen. She shares practical, real-world strategies to help you build wealth without working more.
🎧 Click here to listen to the full episode! It's packed with insights that could change the way you handle money—don’t miss it!
Resources
If you want more help managing money, check out Angie's amazing resources here:
Free Anti-Budget Workshop: https://angie-ross-money-coach.kit.com/166490c088
Money Behaviours Quiz: https://p367tip8tl9.typeform.com/to/vLABS5C9
Website: https://www.angierossmoneycoach.com/
Connect with Angie on Instagram 💞
From my heart to yours
Tajda 🌷🫶
Author
Tajda Glazer
Professional Life & Career Coach, Psychological Consultant and host of the podcast "What If It Is Possible?"
I'm a lawyer turned Professional Life & Career Coach and I've helped hundreds of clients go from feeling lost, anxious, burned out and stuck on the hamster wheel, to finding their purpose and turning their dream life & career into reality. I believe in making changes from the inside out, in a way that feels easeful and aligned with you. ✨ I host the podcast "What If It Is Possible?", mentor students in reaching their goals, and help leaders elevate their conscious leadership skills.
